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re: Gift cards are allowed
From personal experience, gift cards are impossible to verify. See, for example, my mediator's terms:

I do not mediate gift card transactions because it is impossible to determine the cause of disputes when a buyer claims a card is empty or the code is invalid. There are three possible scenarios:
  1. an issue with the card itself;
  1. the buyer is a scammer who drained the card's funds and is attempting to scam the seller; or
  1. the seller is a scammer who provided an empty card from the start.
As a mediator, I lack the knowledge or evidence to make an informed decision.