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Oh, see, I've made it a habit of putting every bit of dirty fiat that I can possibly put into Monero, into Monero, as soon as I get hold of it. As like a hot potato, I get rid of it as soon as I possibly can and put it in Monero, so I have very little dirty fiat left.
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We don’t disagree @shortwavesurfer2009 :)
That line was my current situation, not the destination. The goal is the same as yours: 100% income and 100% spending inside the Monero parallel economy including bikes and laundry soap :)) But as long as I still have dirty fiat, I spend the dirty fiat first (rn that pile is 99.(9)%).